Clerk: Mrs.
L Rampton
Parish Council Office,
Winscombe Community Centre,
11 Sandford Road, Winscombe,
North Somerset BS25 1JA
Tel: 01934 844257 Fax: 01934 844292
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Notes of the Affordable Housing Working Party Meeting
held on Tuesday 30th September 2008, 10.30am.
Present: Mr S Bridges (SB), Mr. R Jones (RJ), Mr G Luckett (GLu), Mrs A Richmond (AR), Mr M Williamson (MW),
Ms L Davidson (LD) English Rural Housing Association, Mr R Mead (RM) Summerfield, Mrs L Rampton (Clerk)
Apologies
for absence were received from Mr C Sampson
LD
advised the working party that Planning Policy Department at NSC had ‘signed
off’ and agreed the ‘Housing Needs Survey’ accepted by the Parish Council
following consultation with the entire Parish early 2008.
From
this consultation with Winscombe & Sandford Parishioners, a need for over
100 Affordable homes had been identified.
Development
Control Planning Officer Neil Underhay has been assigned to the allocation of
Affordable Housing within this Parish and has subsequently compiled a
prioritisation list, in the first instance for LD from the sequential site
survey submitted to NSC in June 2008. From the seventeen sites identified for
possible consideration, four have been chosen by NSC for initial further investigation.
Some sites originally indicated within the survey were considered to be remote
from the Parish/village centre and others had considerations regarding highway
issues, water and wild life protection.
No
land owners have agreed to the sale & purchase of land at this stage.
It
was considered the best method to start to address this issue was by the
provision of a number of small developments around the Parish consisting of
around 15/25 homes/apartments. These could be instigated over a number of years
in a sequential process.
The
current downturn in the housing market is not likely to accelerate any
affordable housing scheme for this Parish with more labour becoming available,
but in the longer term may mean that labour costs are reduced. The speed of
delivery of affordable housing in the village will be dictated by the
availability of sites. Only sensible sums of monies are loaned by lenders to those
on such a scheme
English
Rural HA is proposing a partnership with Summerfield Developments to provide a
wider range of affordable housing tenures for the parish. Summerfield have
developed a discounted open market housing product for rural areas called ‘ My
Home’, which is successful in Somerset.
Options
for the purchase/rent of homes were detailed for the benefit of the group. (1)
Myhome scheme offered by a developer would enable a buyer to purchase the
home outright but at, say 70% of current market value. Covenants would be
contained within the title deeds only allowing resale of the home at the same
percentage therefore ensuring the home stays as affordable housing in
perpetuity. (2) Shared Ownership where a variable amount of the property
may be purchased with the remainder being retained by the housing association.
Unlike other associations, English Rural does not charge rent on the unsold
equity. This scheme allows the buyer to purchase an additional share in the
property at a future date, up to a maximum of 80% ensuring the property remains
as affordable housing in perpetuity.(3) Rent to Buy would allow those
that cannot afford to purchase a home at present to rent initially from the
Housing Association, with an option to purchase on shared ownership terms at a
later date. (4) Rent of the property from the Housing Association at
affordable rates.
Affordable
Housing in this Parish will be local homes for local people and properties may
not be rented out by the owner or sub-let by the tenant.
A
stakeholder meeting would be held at an early stage prior to public
consultation.
Further
more detailed consultation with the wider community will take place with the
results of this supporting any planning application.
The
Parish Council will have input as to the tenure of the development and sight of
applicants.
A
local connection criteria will be laid down in the planning agreement.
One
site identified by NSC for further investigation could be available for a
scheme of this nature & tentative talks with owners of the remaining three
parcels of land will be instigated by ERHA.
DUE
TO THE SENSATIVE NATURE OF THIS SCHEME, INFORMATION SHOULD REMAIN CONFIDENTIAL
WITHIN THE PARISH COUNCIL WHILST INVESTIGATIONS REGARDING LAND ARE MADE AND
CONSULTATION CARRIED OUT WITH CLOSE NEIGHBOURS.